BJ&R Finance Corporation TM
BJ&R Investment Corporation TM


BJ&R is a leading alternative investment manager that provides innovative investment solutions to individual and institutional investors through publicly registered programs, private funds and separately managed accounts. With more than 30 years of experience as an alternative investment manager, BJ&R and its affiliates have managed investments for more than 63,000 investors and made more than $4.5 billion in total investments.

BJ&R Financial Corporation is headquartered in Seattle, WA.

BJ&R Investment Corporation is headquartered in Orlando, FL.

Our Mission

At BJ&R, we serve our clients by providing investment strategies that deliver lasting value through a shared commitment to our intrinsic value-based investment philosophy, long-term perspective, disciplined approach and alignment with our clients’ interests.

Investment Philosophy

We believe competitive long-term returns can be achieved by identifying meaningful differences between market price and intrinsic value. We rely on our proprietary Investment Model to arrive at a first approximation of intrinsic value and then further refine our estimate through our independent research and experience.

Terms and Conditions of Use

CAREFULLY READ THESE TERMS AND CONDITIONS OF USE BEFORE YOU USE THIS WEB SITE. IF YOU DO NOT AGREE WITH THE FOLLOWING TERMS AND CONDITIONS OF USE, PLEASE EXIT THIS WEB SITE. BY VISITING OR USING THIS WEB SITE OR ANY PAGE WITHIN THIS WEB SITE, YOU ARE INDICATING THAT YOU HAVE READ, ACKNOWLEDGE AND AGREE TO BE BOUND BY THESE TERMS OF USE.

Introduction

BJ&R Finance Corporation and BJ&R Investment Corporation (collectively, BJ&R”) offers you access to www.bjrfincorp.com and all pages of each respective web site (collectively, the Web Site”) in exchange for your agreement to accept and comply with the terms, conditions, and notices stated herein which may be modified by BJ&R from time-to-time without notice to you. BJ&R refers to these terms, conditions, and notices, whether modified or unmodified, as the “Terms of Use.” Your use of certain web sites and web pages within the Web Site may be subject to additional terms that are specific to such web sites and web pages (the “Specific Terms”) as contained on such web sites and web pages.

General Use

You must be at least eighteen years old to use the Web Site. By using the Web Site, you represent and warrant that you have the right, authority, and capacity to abide by the Terms of Use. Except where stated otherwise, BJ&R offers you access to the Web Site solely for your personal and non-commercial use. You promise that you will not use the Web Site, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use, Specific Terms or for any purposes other than those that are personal and non-commercial.

You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the Web Site. This means, among other activities, that you agree not to engage in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not use the Web Site in any manner that could damage, disable, overburden, or impair the Web Site or interfere with any other party’s use and enjoyment of the Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Web Site. Except with the prior written permission of BJ&R, you agree that you will not create links from any web site or web page to any page within the Web Site. Use of the Web Site is void where prohibited.

You agree to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the prior written permission of BJ&R you agree that you will not access or attempt to access password protected, secure or non-public areas of the Web Site. Unauthorized individuals attempting to access prohibited areas of the Web Site may be subject to prosecution.

Ownership and Copyrights

All right, title and interest in this Web Site and its contents are the exclusive property of BJ&R, except as otherwise stated. Unless otherwise specified, this web site is for your personal and non-commercial use only and you may print, copy and download any information or portion of this Web Site for your personal use only. Except for that information which is in the public domain or for which you have been given written permission to use, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this Web Site, except for the purposes expressly provided herein, without BJ&R’s prior written approval. If you copy or download any information from this Web Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

BJ&R, the BJ&R logo and other BJ&R trademarks and service marks referenced herein are trademarks and service marks of BJ&R. You are prohibited from using any marks for any purpose without BJ&Rs prior written permission.

Security

Although BJ&R has taken reasonable care to ensure the security of this Web Site, complete confidentiality and security is not yet possible over the Internet, and the Internet is not a secure medium where privacy can be ensured. The confidential use of the Web Site cannot be guaranteed and the use of the Web Site (including information you transmit to the Web Site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, BJ&R shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security. By accessing this Web Site, you automatically warrant to BJ&R that you have the full right and authority to view the information contained herein. You will be solely responsible for all items posted, transmitted, received or created and will indemnify BJ&R and its employees with respect to any loss, damage or liability which may result.

Disclaimer of Warranty

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

YOUR USE OF AND RELIANCE ON ANY AND ALL INFORMATION PROVIDED BY BJ&R THROUGH THE WEB SITE IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. BJ&R MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. BJ&R EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. BJ&R SHALL NOT BE LIABLE TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE ON SUCH INFORMATION EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL BJ&R BE LIABLE TO ANY PARTY FOR ANY DECISION MADE OR ACTION TAKEN IN RELIANCE ON THE INFORMATION CONTAINED IN OR OBTAINED THROUGH THE WEB SITE. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Limitation of Liability

THE INFORMATION PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION CONTAINED IN THE WEB SITE. BJ&R, ITS AFFILIATES AND ITS AGENTS MAY MAKE IMPROVEMENTS AND CHANGES IN THIS WEB SITE AT ANY TIME. NEITHER BJ&R NOR ITS AGENTS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE WEB SITE, WITH THE DELAY OR INABILITY TO USE THE WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BJ&R OR ITS AGENTS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER’S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (E.G., YOU CANNOT ACCESS YOUR INTERNET SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITE.

Miscellaneous

These Terms of Use are governed by the laws of the State of Washington, U.S.A, without giving effect to its conflict of laws principles. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Seattle, Washington in all disputes arising out of or relating to the use of the Web Site. Use of the Web Site is not authorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

If any part of the Terms of Use is determined to be invalid or unenforceable pursuant to applicable law including then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms of Use shall continue in effect.